Banani, Muhammad Rizza, and Evi Selvi. “Pengaruh Kemudahan Penggunaan Dan Keamanan Terhadap Minat Penggunaan Shopee Paylater”. Jurnal Ilmiah Wahana Pendidikan 9, no. 1 (January 12, 2023): 279-289. Accessed April 21, 2026. https://www.jurnal.peneliti.net/index.php/JIWP/article/view/3475.