Sitorus, M.R. and Adlina, H. 2024. PENGARUH FINANCIAL KNOWLEDGE DAN INTERNAL LOCUS OF CONTROL TERHADAP PERSONAL FINANCIAL MANAGEMENT BEHAVIOR. Jurnal Ilmiah Wahana Pendidikan. 10, 22 (Nov. 2024), 826-838. DOI:https://doi.org/10.5281/zenodo.14576427.